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[personal profile] colliemommie

We have a mortgage.

More accurately, I got us a mortgage approved.

I would not relive these past three days for anything. The whole process seems designed to keep the customer completely confused and depending on whatever the agent says. Then they try to keep you from talking to anyone else with these dire warnings about the effects of "mortgage shopping", which is complete crap. Credit checks for mortgages don't negatively impact your credit score as long as they are all within 30 days

It's also interesting how not returning calls can magically cause your interest rate to improve. Don't answer the phones for 18 hours and miss I-cant-possibly-go-below-4.5 suddenly offers 4.25.

We should be getting the papers today, and then we are set.

So glad to be done with that shit.

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colliemommie

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